Estate PlanninG

Are Your Kids Prepared for Summer Camp?

After two pandemic summers, summer camps are expected to be back in full swing this year.

Camp is a great opportunity for kids to make new friends and memories, try new activities, and gain self-confidence. It’s also a unique experience because it may be the only time in the year that kids are away from home and parental supervision for an extended period. Although the time apart can be great for the parent-child relationship, there are several things families should plan for ahead of time. After your child is off at camp, it may be too late to update contact information, medication lists, and temporary guardianship permissions.

Back to Normal

Like most things, summer camps were hit hard by COVID-19. In the first summer of the pandemic, about two out of three summer camps across the country closed. Summer camp life was somewhat back to normal in 2021, but the majority of camps that did reopen operated at limited capacity or under other restrictions.

With pandemic restrictions lifting nationwide, summer camps are expected to see a full return this summer. Based on strong 2021 enrollment numbers, summer camps are expecting a more than full recovery in 2022 and are bracing for record, or near-record, turnout.

Summer Camp Checklist for Minor Children

After two years of distance learning, excessive screen time, and time away from peers, summer camp may be great for kids’ spirit.

If you’re a parent who has passed on summer camp for the last couple of years, or if you’re sending your kids to camp for the first time, you may need a little help with your summer camp checklist. In addition to the sunscreen, swimsuits, and extra socks, parents should fill out the necessary paperwork to ensure that their child gets the care they need while away from home.

✔️ Appoint a Temporary Guardian

If there’s an emergency while your child is away at camp and you’ll be unable to respond quickly, consider appointing a temporary legal guardian.

In many states, a temporary legal guardianship allows an appointed individual to make most decisions (including medical decisions) on your minor child’s behalf. The guardianship is for a fixed period (up to a year, depending on the state) and can usually be terminated at any time (i.e., when camp is over and the child returns home).

Other states have a specific power of attorney for a child’s medical decisions because parental consent is typically required before medical care can be provided to a minor. Although in many states there are exceptions to this general rule, parents may want to have a backup plan in case their child has a medical emergency at camp.

This step may not be necessary if the camp is close to home and you can respond quickly in an emergency - but if the camp is closer to family or friends who can step in for you and authorize medical care, a temporary guardianship can be useful. Instead of appointing a temporary guardian or executing a power of attorney, you may also be able to give the camp permission to authorize emergency medical care. However, if the camp’s paperwork limits the scope of its authorization or liability, a temporary guardianship or power of attorney may ease your mind of any doubts you may have about gaps in your minor child’s care.

✔️ Updating Contact Information

Who should the camp contact if something goes wrong? Presumably, you are your child’s primary contact. But if you live far away and are not able to be there immediately in an emergency, you may not be the best first point of contact. Or there could be a situation where the camp can’t reach you right away, such as if you’re traveling, working and unable to leave, having a medical procedure, or for another reason.

The emergency contact form may allow you to authorize the same people to pick up your child from camp, which makes it logical to choose a contact who lives close to the camp (or at least closer than you). Pick someone trustworthy and dependable, and tell your child who the emergency contact is to avoid confusion or surprise.

✔️ Medications

Summer camp medication management often requires planning ahead to comply with laws and regulations.

Camp practices surrounding medication are governed at the state level. Depending on where the camp is located, it may have some latitude regarding how it oversees and dispenses medications. The camp’s specific policies about medication management should be spelled out in writing.

If your child takes prescription medicine, you will probably have to sign a permission and waiver form that allows the camp to dispense it. It’s normal for these forms to gather information about the medication’s name, dosage, and dispensing instructions.

✔️ Considerations for Campers 18 and Older

When planning for a minor child who is headed off to camp, most of the legal legwork falls on the parents. The situation is different for campers eighteen or older. Although they may still be living at home, an eighteen-year-old is legally an adult. Therefore, they require their own estate planning documents.

All young adults should have a basic estate plan in place, even if they have little or no money or property. If your legal adult child doesn’t have an estate plan, now is a good time to put together the following documents before they head off to camp for the summer:

  • Medical power of attorney: A power of attorney grants another person the legal authority to act on the signer’s behalf. In the case of a medical power of attorney, someone (the agent, surrogate, proxy, or attorney-in-fact) is allowed to make medical decisions on behalf of the principal (the person granting the power of attorney). The principal can revoke a power of attorney at any time.

  • Advance directive or living will: Injuries are quite uncommon at summer camp, and serious injuries are even rarer. But whether at camp or while traveling between camp and home, there is the possibility—however remote—that a camper could become so badly hurt that end-of-life decisions such as tube feeding, mechanical ventilation, and resuscitation, will need to be made. A living will is a legal document that spells out a patient’s preferences concerning end-of-life decisions if the patient is unable to communicate their preferences.

  • Health Insurance Portability and Accountability Act authorization form: The Health Insurance Portability and Accountability Act (HIPAA) created national standards for disclosing patient health information. Under the HIPAA privacy rule, parents have access to the medical records of their minor children. But after the child turns eighteen, parents no longer have automatic access. By signing a HIPAA authorization form, a person older than eighteen can give their parents (or anyone else) legal permission to access their protected healthcare information, allowing authorized individuals to communicate with a healthcare provider about the patient’s care, condition, and treatment, but not make medical decisions.

  • Financial power of attorney: As with a medical power of attorney, a financial power of attorney gives someone (an agent or attorney-in-fact) the legal authority to act on another person’s behalf. A financial power of attorney may be limited to tasks such as cashing checks, paying bills, and making bank deposits. Although more financial transactions are done online these days, if the child does not have access to the internet or a device at camp, they may need somebody else to temporarily handle their finances.

We hope your child’s stay at summer camp goes off without a hitch. But in case something unexpected happens, a bit of planning can go a long way and provide much reassurance.

The parents of minor children hold all the cards when it comes to legal permissions. Children age eighteen or older must take a more active role in their summer camp preparation. If you or your child have camp-related legal questions, our estate planning attorneys are here to help. Contact our office to set up an appointment. Call Santaella Legal Group, serving San Ramon, Danville, Dublin, Pleasanton & the Tri-Valley area at (925) 831-4840.

You may also be interested in:

What It Means to Be the Guardian of a Minor

Why It’s So Important For Your Family to Have an Estate Plan